Credit utilization is calculated by dividing the balance by credit limit for each card and for all cards together. Many, or all, of the products featured on this page are from our advertising partners ...

Adam Hayes, Ph.D., CFA, is a financial writer with 15+ years Wall Street experience as a derivatives trader. Besides his extensive derivative trading expertise, Adam is an expert in economics and ...

Higher-for-longer interest rates are constructive for gilt returns, as investors can ‘clip’ a higher coupon every six months.

Learn to evaluate investment managers with the up-market capture ratio, a key tool assessing performance against an index when markets rise. Master its calculation now.

Learn how average salaried professionals can achieve financial freedom by 50, even with a modest income. Discover the power ...

Before approving you for new credit, lenders will likely first look at your credit report, your credit score and something called your debt-to-income ratio — commonly referred to as DTI. While all ...

Experts say that most investors rely only on absolute returns while judging a mutual fund’s performance. They focus on the number showing how much profit they’ve made, without understanding the ...

Applying for a loan can be challenging, particularly if a significant share of your income already goes toward debt. Lenders evaluate your debt-to-income (DTI) ratio to measure repayment capacity, and ...

Event-driven investing seeks to extract alpha by capitalizing on price anomalies in shares of companies that are undergoing ...

FIDU offers broad industrial exposure, with transportation undervalued and aerospace overvalued, while XLI shows better ...