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The same NerdWallet study found that 46% of Americans want to save money for emergencies in 2026. Start with whatever you can spare. Make it $20, $50, $75 or whatever jibes with your budget right now.

We independently review everything we recommend. We may get paid to link out to retailer sites, and when you buy through our links, we may earn a commission. Learn more› By Wirecutter Staff No matter ...