10 Credit Card SECRETS You NEED to Know
10 Credit Card SECRETS You NEED to Know
9 months ago
MSNBen Hedges
Secret Transunion backdoor method. Step by step. We have used this method to remove collections, charge-offs, and even bankruptcies! #credit #consumerlaw #creditrepair #creditrepairtips #fyp #credittips
1:55
Secret Transunion backdoor method. Step by step. We have used this method to remove collections, charge-offs, and even bankruptcies! #credit #consumerlaw #creditrepair #creditrepairtips #fyp #credittips
675.3K viewsJan 26, 2023
TikTokcreditsavvygil
Credit bureaus can’t just parrot what the creditor says — this was made clear in Cushman v. TransUnion. They are legally required to conduct a real re-investigation whenever you dispute an item on your report. When you send a dispute to Experian, TransUnion, or Equifax, it’s not just a review — it’s a re-investigation. They have to verify whether every item is truly accurate. If 30 days pass without a response, that can trigger an I-5 deletion, which forces any unverifiable item to be removed. A
2:58
Credit bureaus can’t just parrot what the creditor says — this was made clear in Cushman v. TransUnion. They are legally required to conduct a real re-investigation whenever you dispute an item on your report. When you send a dispute to Experian, TransUnion, or Equifax, it’s not just a review — it’s a re-investigation. They have to verify whether every item is truly accurate. If 30 days pass without a response, that can trigger an I-5 deletion, which forces any unverifiable item to be removed. A
37 views5 months ago
FacebookConsumer Law Secrets by Daraine Delevante
Do you know credit score can help? | TransUnion
Do you know credit score can help? | TransUnion
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